Our Mission Is To Get You The Right Mortgage for you
-
Speak with Us
Spry Finance
Lifetime Mortgages are a type of equity release that secures financing against your home. There are a number of benefits to a Lifetime Mortgage, such as retaining ownership of your home, optional repayments and increased cash availability.
Our Core Services
First Time Buyer Mortgage Ireland
Are you a first time home buyer seeking expert guidance for your first step onto the property ladder?
MOVING HOME
Looking for a smooth transition from your existing home to your new one? Our professional Mortgage Brokers are here to help.
Switching Mortgage Providers In Ireland
Looking for a better and more flexible mortgage with the option of cashback for home improvements?
Self Employed Mortgage Broker And Advisor In Ireland
Are you self employed and looking for a Mortgage Broker that understands your financial circumstances?
SELF BUILD MORTGAGE
Looking for a self build mortgage expert? We are here to help you.
BUY TO LET MORTGAGE IN IRELAND
Do you need professional and expert Buy to Let mortgage advice?
We Have The Right Offer To You
One of the most crucial financial and emotional decisions you will ever make is purchasing your first home. We help you access the most affordable mortgage rates through our network of all major Irish lenders & provide quick as well as concise guidance throughout your mortgage journey to help you get on the property ladder. We’ll review your situation & recommend most suitable government schemes where applicable based on your situation whether is it Help to Buy Scheme, Local Authority Home Loan or First Home Shared Equity Scheme.
First Time Buyer Mortgage? We Make it Happen!
You can step onto the property ladder with confidence using our expert mortgage broker services.
READ MORE
Moving Home Mortgage
Whether you’re upsizing to fit a growing family, downsizing for convenience, relocating for work, or simply searching for a home that better suits your lifestyle, moving can quickly become overwhelming — both emotionally and financially.
READ MORE
Switch and Save Today
In today’s competitive mortgage environment many existing borrowers choose to re-mortgage (switch mortgage provider) to enable them to obtain the most competitive rate available in the current mortgage market.
READ MORE
Self Build
Building your dream home is one of the biggest and most exciting projects you could ever undertake. If you have decided to build your own home, we’ll take the hassle out of getting the finance for you.
READ MORE
You are dealing with highly qualified financial experts
You will have a dedicated broker and a dedicated experienced administrator to manager your application.
READ MORE
ou reduce stress and hassle, as all the administration in carried by the broker
Rather than looking at one lender's narrow set of products, we can offer you a choice of all the mortgage options from across the market.
READ MOREThe Best Mortgage Rates in Ireland. Available Today!
You’re In Right Place!
We are dedicated to ensuring that you secure the most competitive mortgage deal in the market. Our partnership with top lenders guarantees a lifetime experience backed by expert advice that fits your financial goals.
Which Banks have the best rates
Thinking of upgrading your home without draining your savings? Whether it’s a sleek new kitchen, a full attic conversion, or a spacious house extension, you might be wondering: can you…
Mortgage Types
Every homebuying journey is unique, but most begin with one thing: questions. From understanding mortgage types to fees and documentation, here are the answers to some of the most common questions homebuyers have about mortgages.
-
Fixed Rate Mortgages
Fixed rate mortgages lock in your interest rate and monthly repayment for a set term. This provides predictability and protection from rate increases, but can limit flexibility. You may face penalties for early repayment, switching lenders, or moving to a variable rate. That said, many lenders still allow some level of overpayment within fixed-term agreements.
-
Variable Rate Mortgages
Variable rate mortgages have interest rates that can fluctuate over time. They offer greater flexibility—you can make additional repayments, extend your loan, or top it up without facing penalties. However, since rates can rise as well as fall, they may not suit those who value payment stability.
-
How can we help?
We deal with mortgages every day both for purchasers and switchers. We work with all major banks and providers in Ireland and offer lowest market rates, Green rates, cashback offers and all flexible terms. You don't need to know everything about mortgages because we do! We are on your side
-
Do I need to pay MMD
Our service is 100% free of charge to our customers. Like all brokers, our fee is paid by the lender or insurance provider you choose to take your mortgage or insurance product with. We work with all major lenders and insurance providers in Ireland. We receive the same fee regardless of the lender you choose to take your mortgage with and you will get access to lowest market rates, cashback offers, Green rates and flexible terms by taking your mortgage with Morton Mortgages Direct. Let us take the stress out of securing your mortgage, its what we do
-
What is a mortgage broker?
A mortgage broker is a person or company who arranges your mortgage with a mortgage lender. Brokers offer access to multiple lenders and at Morton Mortgages Direct we offer mortgages for all major lenders and insurance from all major insurance providers. We are essentially a distribution channel for the banks so instead of you having to go to each bank individually to understand what they offer, we do that hard work for you.
-
What is a mortgage?
A mortgage is a loan given by the bank to a customer or joint customers to buy a property. The loan is secured on the value of the property. Repayments are paid monthly on a mortgage and level of repayment depends on the mortgage balance, interest rate and mortgage term.
People Are Saying
-
ERIC
HomeownerPleasure to work with the Team at Morton Mortgages Direct
-
Paul
First Time BuyerHelped guide me to my new home
Contact Us
- Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.
- Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
- Warning: You may have to pay charges if you pay off a fixed rate loan early.
- Warning: The cost of your monthly payments may increase.
- Warning: The payment rates on this housing loan may be adjusted by the lender from time to time.